• mjohnson2111

Cruising into an Empty Wallet


Paying for Medical Care While Cruising

When you get sick or worse and need treatment or emergency services, you will pay for it, typically out of pocket. If you receive treatment or medicine from ship physicians, the cost will be charged to your cabin folio. If you are medically disembarked and sent to a

shoreside hospital, you will likely need to pay in cash.


Travel insurance can help mitigate the costs and alleviate any worries you have before starting your cruise. You would start by filing a claim with your personal insurance carrier to recoup what's covered by your health policy. Travel insurance, which usually costs between 5 and 8 percent of the total cost of the trip, would cover the rest. In addition to medical costs, you can buy trip insurance policies that cover a wide range of trip interruption and cancellation situations, as well as evacuation and repatriation of remains should the unthinkable occur.


When Bad Things Happen to Good Cruisers: Will Insurance Protect You?

Robust travel insurance policies can be a financial lifesaver if an expensive emergency procedure, such as evacuation from the ship and a hospital stay in a foreign port, is necessary. Also consider that transportation to a full-service hospital from a remote cruise location like Greenland or Antarctica can be extremely costly.


Travel insurance can help mitigate the costs and alleviate any worries you have before starting your cruise. In addition to medical costs, you can buy trip insurance policies that cover a wide range of trip interruption and cancellation situations. Robust travel insurance policies can be a financial lifesaver if an expensive emergency procedure, such as evacuation from the ship and a hospital stay in a foreign port, is necessary.


Are you and your wallet protected?

I offer travel insurance options that make sure you are protected while you are on your cruise. Call MJ today for your free 60-minute consultation.

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